Category: News

It’s impossible to track the many investment programs in disinvested Chicago neighborhoods

An article in the Chicago Tribune that announces Chase bank’s increase in the amount of grants it is offering in Chicago goes on to detail myriad existing grant, loan, and donation programs from public and private sources for neighborhoods that have few jobs, few resources, no privilege, and lots of quality of life problems.

But not all of the programs. There are more, but I don’t even know how many more, nor do I know all of their names. I just know that I’ve read about them before.

The article is where I learned that Benefit Chicago – a $100 million investment fund  operated by the Chicago Community Trust, MacArthur Foundation, and Calvert Foundation, but hasn’t finished raising all the money – has started giving out loans and grants to Chicago recipients, including Garfield Produce Company.

Calvert Foundation has a brokerage (I think that’s the best name for it) through which regular Chicagoans can invest $20 minimum and earn 1.0% interest on that investment after 1 year. Longer periods net higher returns.

Anyway, back to my point…

If I were a business owner in Chicago, and I wanted financial assistance to expand my business – say, buy more kitchen equipment to be able to produce more food – where would I start looking?

Is there a list somewhere? Will my alder know? Is there a group in my neighborhood that can help me track down a funder? Is this more complicated than getting a VC to fund a “Bodega killer“?

One of the things I’ve tried to do with the tens of thousands of maps on Chicago Cityscape is highlight when a business or property owner could be eligible for financial assistance based purely on their geography.

Map of areas where you, as a business or property owner, can get funding assistance from publicly-funded programs.

These geographers where government funding is available are marked with a green icon of a dollar bill that links to a Resources page I adapted from a pamphlet the city’s planning department used to produce. These include:

  • TIF (tax increment financing) districts, including whether the district participates in the Small Business Improvement Fund
  • MMRP (micro market recovery program)
  • Enterprise Zone (a state of Illinois program)
  • Industrial Growth Zone (expedited approval processes + environmental remediation money)
  • Special Service Area (SSA; business improvement district)
  • Chicago landmark and National Register of Historic Places districts
  • Planned Manufacturing Districts (PMD), although I forget what assistance is available here
  • Neighborhood Opportunity Fund zones (an interesting policy that charges developers for additional density and grants that money to small business owners on the South and West Sides)

Not every area within the above categories is in a disinvested neighborhood because not every program was designed for that. 

Green dollar bill signs on Chicago Cityscape

Once you know this, I guess you can target your research. But there’s still a lot more to do. To start: Where the heck is Chase investing? Where the heck is Benefit Chicago investing? They don’t publish maps, as far as I can tell.

Actually, thinking about this more, as I reach nearly 400 words in this blog post, I’ve got another idea: Show up at Rahm’s new Small Business Center at City Hall and ask them.

We can actually measure the “character of the neighborhood”

The vacant lots on the 2300 block of W Erie Street are owned by the City of Chicago.

At many public meetings about development proposals, people oppose new housing on their block because it “doesn’t fit in with the character of the neighborhood”.

This is often a code or mask that the person is trying to prevent anything from changing on their block (a.k.a. NIMBY), and sometimes trying to prevent a certain kind of person (poor, Black, disabled, veteran, you name it) from living near them.

Chicago is selling six vacant lots (marked as one parcel & PIN) to a developer for $6 who will buy six single-family houses that will cost about $247,000. Only a person or family who earns up to 120 percent of the area median income could apply to purchase the house; they have to live in it for 15 years.

The other dominant building type on the block are these one-story single-family houses.

I personally think that two-flats should be built here, because land is expensive and scarce, and there should be more affordable housing everywhere in Chicago.

Are there objective ways to measure the character of a block or neighborhood? Sometimes when people say character they mean that the proposed buildings are too tall, relative to existing buildings. Other times they mean that theirs is a single-family neighborhood and thus anything with more than one unit per lot is “out of character”.

One of the common building types on the block are these masonry single-family houses.

I can measure that. I’ve started developing a query against the Cook County property tax database that Chicago Cityscape has which will count the different property types on any given block.

One of the six lots is 2327 W Erie St (it’s currently classified as “UnClassified”). Here’s a breakdown of the other property types on the block:

  • Residential garage (1 of these)
  • Apartment building with 2 to 6 units, any age (5 of these)
  • One Story Residence, any age, 1,000 to 1,800 square feet (10 of these)
  • Two or more story residence, up to 62 years of age, 2,001 to 3,800 square feet (8 of these)

The dominant building type is a single-family house smaller than 1,800 square feet. The proposed houses will have 2,500 square feet and two stories, which is similar to the characteristics of the second most present building type on the 2300 block of W Erie St.

I’ll be rolling out this feature within a couple of weeks on Chicago Cityscape after some more testing. (Right now it can only grab the properties in the red boundary on the above map, and not the corner properties that have addresses on the intersecting streets, because the query uses string matching to find addresses on “W ERIE ST” with building numbers between and including 2300 and 2399.)

Which block do you want me to test?

City selects buyer for former fire station in Rogers Park

This was originally published on Chicago Cityscape’s Medium.

The city-owned fire station at 1721 W Greenleaf Avenue in Rogers Park is set to be sold to Jim Andrews and Dean Vance (no relation). Chicago Cityscape visited the building at an open house in February.

This was the third attempt to sell the property, and the Chicago Plan Commission will review the sale at its June 15th meeting.

Photos of the fire house taken during the February 2017 open house by Justin Haugens.

The two created a website dedicated to their proposal, and published a video introducing Scott Whelan, a developer who will be helping renovate the building. Whelan’s company, Red Line Property Group, pulls building permits mostly in the Edgewater and Lincoln Square community areas.

The image on the top-left shows the original bay doors. Renderings from the buyers’ website.

Andrews and Vance will locate their existing businesses to the building, restore the façade and historic features, add a garden and greenhouse to the rooftop, and provide on-site parking for up to 10 cars. Sustainable design features include photovoltaic solar panels on the roof, passive solar hot water, and geothermal heating and cooling.

Read their full proposal.

Chicago’s ward boundaries should go down alleys instead of main streets

Dividing a small part of a business district, centered on one street, into three fiefdoms cannot be an efficient way to govern a neighborhood, aggregate resources, or provide services.

This graphic illustrates how many elected “stakeholders” – each with their own ideas – a city transportation department and its contracted engineers have to deal with to repave a street and rebuild the sidewalks.

The constituents are the same, however. They are all small business owners, and if you want to get together and advocate for change, you’ll have to make three different appointments.

Say the first elected official supports your small group’s proposal. Are they going to talk to the next door elected official and collaborate?

Naw. Not in Chicago. This is the city where a bike lane will be repaired on a street, but only up to the point where the fiefdom boundary ends, because the next official didn’t want to pay for the maintenance on their side.

I can see one situation where having three boundaries is good: Say one of the official is really good, responsive to needs, pushes for street upgrades, spends their discretionary funds in ways that you like, and attracts more businesses to locate there.

The next door official, however, isn’t as responsive or “good”, but they want those businesses to locate on their side of the street. They’ll become better, in essence, competing.

I don’t think this happens in Chicago, because you’ll tend to have officials who are about the same.

The depicted project was proposed a little over four years ago, and is now complete, it appears.

There are still $1 lots that no one has applied for

I’d like to point out my story on the Chicago Cityscape blog highlighting the fact that ~1,800 city-owned lots that are being sold to $1 to nearby property owners that haven’t been applied for. The City of Chicago is selling 3,844 vacant lots for $1 in these 34 community areas, but the city has received only 2,031 applications.