Category: Cities

It’s impossible to track the many investment programs in disinvested Chicago neighborhoods

September 14, 2017 / / 0 Comments

An article in the Chicago Tribune that announces Chase bank’s increase in the amount of grants it is offering in Chicago goes on to detail myriad existing grant, loan, and donation programs from public and private sources for neighborhoods that have few jobs, few resources, no privilege, and lots of quality of life problems.

But not all of the programs. There are more, but I don’t even know how many more, nor do I know all of their names. I just know that I’ve read about them before.

The article is where I learned that Benefit Chicago – a $100 million investment fund  operated by the Chicago Community Trust, MacArthur Foundation, and Calvert Foundation, but hasn’t finished raising all the money – has started giving out loans and grants to Chicago recipients, including Garfield Produce Company.

Calvert Foundation has a brokerage (I think that’s the best name for it) through which regular Chicagoans can invest $20 minimum and earn 1.0% interest on that investment after 1 year. Longer periods net higher returns.

Anyway, back to my point…

If I were a business owner in Chicago, and I wanted financial assistance to expand my business – say, buy more kitchen equipment to be able to produce more food – where would I start looking?

Is there a list somewhere? Will my alder know? Is there a group in my neighborhood that can help me track down a funder? Is this more complicated than getting a VC to fund a “Bodega killer“?

One of the things I’ve tried to do with the tens of thousands of maps on Chicago Cityscape is highlight when a business or property owner could be eligible for financial assistance based purely on their geography.

Map of areas where you, as a business or property owner, can get funding assistance from publicly-funded programs.

These geographers where government funding is available are marked with a green icon of a dollar bill that links to a Resources page I adapted from a pamphlet the city’s planning department used to produce. These include:

  • TIF (tax increment financing) districts, including whether the district participates in the Small Business Improvement Fund
  • MMRP (micro market recovery program)
  • Enterprise Zone (a state of Illinois program)
  • Industrial Growth Zone (expedited approval processes + environmental remediation money)
  • Special Service Area (SSA; business improvement district)
  • Chicago landmark and National Register of Historic Places districts
  • Planned Manufacturing Districts (PMD), although I forget what assistance is available here
  • Neighborhood Opportunity Fund zones (an interesting policy that charges developers for additional density and grants that money to small business owners on the South and West Sides)

Not every area within the above categories is in a disinvested neighborhood because not every program was designed for that. 

Green dollar bill signs on Chicago Cityscape

Once you know this, I guess you can target your research. But there’s still a lot more to do. To start: Where the heck is Chase investing? Where the heck is Benefit Chicago investing? They don’t publish maps, as far as I can tell.

Actually, thinking about this more, as I reach nearly 400 words in this blog post, I’ve got another idea: Show up at Rahm’s new Small Business Center at City Hall and ask them.

Amazing view of downtown Chicago as an Amtrak train cuts through wide open land in the South Loop

August 31, 2017 / / 0 Comments

The bridge carries the St. Charles Air Line which itself carries freight and Amtrak traffic over the Chicago River at 16th Street. The City of New Orleans, Illini and Saluki routes use the line (after crossing the bridge, they back in to Union Station).

The park in the foreground is the extension of Ping Tom Park, and has a boathouse in which kayaks are stored.

The massive vacant parcel was once owned by Tony Rezko who was convicted of corruption and fraud.

The land is separated from that history, now, and will be developed by Related Midwest.

I can never remember the names that other people use for this land. I’ve always known it as the “Rezko lot”, so I’m sorry to perpetuate its relation to someone who was convicted of fraud and corruption.

Video was taken from my hot air balloon.

You won’t believe why Arcade Place in Chicago’s Loop was changed from an alley to a street

August 14, 2017 / / 4 Comments

The enhanced proposal for the building on the right, 230 W Monroe, was made possible by converting the alley to a “street”.

Arcade Place, for all intents and purposes, is an alley. It has Dumpsters, and loading docks. It has no sidewalks. It’s dark and probably dirty.

Yet in 1969, Alder Fred Roti passed an ordinance that gave the alley a name and street status.

Why? Because it gave an adjacent property owner the ability to get an FAR bonus and build a larger office building.

That’s not why Roti said he did it, though. “Nobody talked to me about this. I walk around the Loop all the time and I noticed this alley. It’s Arcade east and west and it didn’t make sense to me to be an alley here”, he told the Chicago Daily News.

How gracious he was to the poor alley!

There are several other “named alleys” in downtown Chicago, including Couch Place, Court Place, and Garland Court. I don’t know why they are streets.

I’m reading “Politics of Place: A History of Zoning in Chicago”, by Joseph P. Schwieterman, and Dana M. Caspall, which is full of downtown and North Side zoning change stories like the above. It’s available at the Chicago Public Library, or you can buy it right now.

360° spherical photos of Chicago from 300 feet in the air

June 28, 2017 / / 0 Comments

This rad app called Hangar 360 captures a spherical photo from 300 feet in the air. If you look at them on your phone the picture takes advantage of your phone’s sensors and the image moves as your phone moves.

Click on the linked location to view the spherical photo.

Plazas at 150 N Riverside and River Point (444 W Lake St)

Wolf Point – this launch site can no longer be used because it became an active construction site for the second of three skyscrapers a couple of days ago.

Providence St. Mel and downtown Chicago

Garfield Park – one of the city’s grand parks and part of the boulevard system, or “Emerald Necklace” that connects the Northwest Side boulevards to the West Side parks of Humboldt Park and Garfield Park to the South Side parks of Douglas Park, Washington Park, and Jackson Park.

Former Ickes housing site and its relation to downtown

Ickes redevelopment site and National Teachers Academy – this site used to have over 1,000 residences owned by the Chicago Housing Authority and is going to be redeveloped into just under 1,000 units for a mixed-income community.

Smokestacks at a former incinerator in Humboldt Park

West Side incinerator – these two smokestacks remain from one of the city’s four trash incinerators, and are the subject of an upcoming story from City Bureau.

We can actually measure the “character of the neighborhood”

June 18, 2017 / / 0 Comments

The vacant lots on the 2300 block of W Erie Street are owned by the City of Chicago.

At many public meetings about development proposals, people oppose new housing on their block because it “doesn’t fit in with the character of the neighborhood”.

This is often a code or mask that the person is trying to prevent anything from changing on their block (a.k.a. NIMBY), and sometimes trying to prevent a certain kind of person (poor, Black, disabled, veteran, you name it) from living near them.

Chicago is selling six vacant lots (marked as one parcel & PIN) to a developer for $6 who will buy six single-family houses that will cost about $247,000. Only a person or family who earns up to 120 percent of the area median income could apply to purchase the house; they have to live in it for 15 years.

The other dominant building type on the block are these one-story single-family houses.

I personally think that two-flats should be built here, because land is expensive and scarce, and there should be more affordable housing everywhere in Chicago.

Are there objective ways to measure the character of a block or neighborhood? Sometimes when people say character they mean that the proposed buildings are too tall, relative to existing buildings. Other times they mean that theirs is a single-family neighborhood and thus anything with more than one unit per lot is “out of character”.

One of the common building types on the block are these masonry single-family houses.

I can measure that. I’ve started developing a query against the Cook County property tax database that Chicago Cityscape has which will count the different property types on any given block.

One of the six lots is 2327 W Erie St (it’s currently classified as “UnClassified”). Here’s a breakdown of the other property types on the block:

  • Residential garage (1 of these)
  • Apartment building with 2 to 6 units, any age (5 of these)
  • One Story Residence, any age, 1,000 to 1,800 square feet (10 of these)
  • Two or more story residence, up to 62 years of age, 2,001 to 3,800 square feet (8 of these)

The dominant building type is a single-family house smaller than 1,800 square feet. The proposed houses will have 2,500 square feet and two stories, which is similar to the characteristics of the second most present building type on the 2300 block of W Erie St.

I’ll be rolling out this feature within a couple of weeks on Chicago Cityscape after some more testing. (Right now it can only grab the properties in the red boundary on the above map, and not the corner properties that have addresses on the intersecting streets, because the query uses string matching to find addresses on “W ERIE ST” with building numbers between and including 2300 and 2399.)

Which block do you want me to test?