Category: Cities

Rent as a percentage of income

The following is an interpretation of Census 2000 data for a very small sample: My census tract, number 3106.

There are 1,718 rented units in this census tract.

A rule of thumb is that not more than a third of your income should be designated for housing. If you are using more than a third of your income, you either don’t make enough money, or you live in housing that’s too pricey or you are plainly living beyond what is practical for you. At least that’s what I believe in.

Of those 1,718 rented units in my census tract, 57.7% of the renters are only using up to a third of their household income to pay for the rent. That’s decent. However, let’s look at the other end.

13.9% of the renters spend 35-49% of their income on rent and nearly a quarter of the renting residents here spend more than half of their income.

So, applying my rule of thumb, the housing here is either too expensive, the residents in that high-end quarter are not making enough income or there are not enough income earners, OR, they are choosing to live beyond practicality. I believe that there is not enough household income.

I must add that this data is seven years old and it’s very obvious (for those who live here) to know that housing prices in this neighborhood are going up. A more detailed look, as well as recent data, would help me determine with more accuracy what economical forces are having more effect here: wages not going up with inflation and costs of living, or housing costs rising because of short-term trends?

Sidenote: I live in Pilsen, zipcode 60608, in Chicago, IL.

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Chicagoland transit needs better funding

The RTA is Chicago and the suburbs’ authority to distribute funding (and also to coordinate service and expansion efforts) for the CTA, Pace, and Metra. The RTA is funded by sales tax in the six-county metro area. The sales tax formula was created in 1983.

Now, 24 years later, the funding formula has proven itself multiple times to be insufficient. For the past several years, all RTA agencies have been involved in major cost cutting and the CTA has had to transfer funds from a the capital budget to the operations budget, not something it looks forward to doing…ever. When the state legislature devised the funding formulate, they themselves admitted it would not last for more than two years and expected the future legislators to make a new law to fund the RTA.

Recently, to avoid a major service cut on September 16th, 2007, the CTA accepted a band-aid in the form of a cash advance from the state, taken from next year’s state funding. This has only served to delay the CTA’s service cuts to mid-November – but accepted under the guise that it would give the state assembly more time to vote on a new funding plan.

What I just explained is a very commonly misunderstood, and often ignored, element of transit doomsday scenarios. People become vocal about how the CTA is discriminating against a certain group of customers, or that it’s run by morons, or that it might as well be dismantled.

A state audit proved that the CTA is in fact well run, and not corrupt. There are many things that were overlooked, but the new president, Ron Huberman is already showing that he’s committed to making the CTA deservedly respectable.

Any blame for the “doomsday” service cuts should be placed squarely on the shoulders of Illinois’ state senators and representatives. They are the ones who are not agreeing on solutions or taking too long to vote, or not ready to override the governor’s promised veto if sales taxes are to be increased.

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The Metro Chicago Immigration Factbook

The Metro Chicago Immigration Factbook is a case study of the U.S. Census stricly dealing with incoming (foreign born) immigrants to the 6- and 13-country metropolitan region of Northeastern Illinois, Northwestern Indiana, and Southeastern Wisconsin.

The study was performed and released by Roosevelt University in downtown Chicago.

The most interesting parts of the article are not in the graphs, maps, and charts but in the interpretation of the presented data.

What I thought was very important in the article was the subtle ways the authors expressed how important immigration is the region, without explicitly saying so. It is inferred from simple statements as saying foreign-born residents made up 76% of the growth of the region. Had the immigrants in that group of 76% not come, the region would have only grown by 2.7%.

And without immigration, Cook County, alone, would have seen a 4% decrease in population.

Extrapolating this information and thinking of numerous growth in housing stock (primarily to own) in Chicago and expansion of city events, services, and amenities, I question whether or not our city would be improving as much as it is now. With the increase in population comes an increase in revenue for the city, county, and state, but also at the same time, services to residents needs to become more diverse and the city needs to adapt.

Understanding immigration patterns into this region will help us to do just that.

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Hull House in Chicago

A handful of facts and misunderstandings about Jane Addams and the Hull House in Chicago on Halsted St:

  • Hull is the name of the man who built the mansion which still exists. Hull sold the house to Jane Addams and had no further involvement in the establishment.
  • The mansion housed the workers of Hull House and not the immigrant population it served.
  • The renovated mansion on UIC property looks the way it does now because of an artist’s rendering; the house never looked like this until a guy painted it that way and the University built it to look like the painting.
  • Jane Addams was most likely a lesbian.
  • Jane Addams was a huge rabble-rouser, protesting against the first world war and promoting legislation to give women the right to vote.

I learned all of this on a brief, recent trip to the museum located inside the mansion and its annex in the original detached dining room.

Related links about Hull House:

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Gentrification in Chicago

Gentrification is not something I feel strongly about in one philosophical direction or another.

I think that gentrification, the concept of and what are examples of, is too often expanded to include other neighborhood changes. While these neighborhood changes may occur in some areas where gentrification is happening, they are not necessarily inherent in the definition of the concept. I will explain

With that being said, I am going to start this entry with a simple definition of gentrification:

Housing stock in less desirable neighborhoods are rehabilitated, rise in property value and see an influx of new, wealthy(er) residents. Existing residents, because of rising living costs, may or may not move out.

This transformation is quite easy to identify: Certain neighborhoods seemingly become attractive overnight. Observers spot one day an old building, the next day it is gone, and the third day a sign promoting a developer’s proposed new dwelling standing in the new foundation. Those who lived in the now removed building either moved within the same neighborhood or to a neighborhood which is not experiencing gentrification.

Gentrification is two things:

  1. Housing in a neighborhood becomes nicer
  2. The demographics of the people who move in is different than those who currently inhabit the neighborhood

What I believe is NOT gentrification, but usually comes as a result of the above two events, is the expanded definition that changes from person to person, based purely on opinion and speculation.

I say this because I have heard too much of the banter in Chicago about who is and isn’t a “gentrifier” and how obnoxious or delightful the newcomers are.

The neighborhood which acts as the prime example of all “styles” of gentrification in Chicago is Lincoln Park. Obviously, if you don’t currently live Lincoln Park, you either really want to or abhor those who do because of what they have personally done to remove the character of the neighborhood and forced out the prior inhabiting residents.

I am, of course, speaking facetiously, but what I write goes to show the expanded definition of gentrification: it brings about only one new demographic of resident. That new demographic is always described to be young, urban and professional and usually white – a yuppie. People in Chicago see no other gentrifier than this Chad or Trixie – gendered personifications of the new resident.

Gentrification is not always begun by yuppies, white people, or those who drive BMWs to work and Mercedes to their summer cabin. Gentrification is almost always initiated by those who are much poorer or if not poor, gay. It’s very simple to understand:

Artists and students have limited funds to devote to housing so they move into cheap apartments or lofts. As such, they bring a creative atmosphere and attitude to their new dwellings and either create or attract new development that enhances the neighborhood offerings, even if the crime that comes attached to poorer neighborhoods still has not moved on. The new “creative district” that was formed now attracts those with more money who like the idea of independent bars, restaurants, galleries, and kitsch shops.

Every neighborhood has a different point in time when it’s identified as gentrifying. Each neighborhood changes a little differently at a different pace. Pilsen was said by Utne magazine to be the next big Chicago neighborhood (along the lines of Wicker Park and Lincoln Park) in the early 90s. It’s easy to spot in Pilsen the actions supporting gentrification, but it sure is taking a long time; Pilsen is indisputably not at, or close, to the level of transformation seen in Lincoln or Wicker Park fifteen years after Utne’s prediction.

Some people measure gentrification by how many chain stores or restaurants have established themselves in the neighborhood, practically implying that corporations cause or further gentrification. However, these corporations are simply responding to a need from the residents or feel that a need can be created easily and quickly enough to support the new location.

Pilsen currently only has the corporate interest of banks and is home to TWO national banks and one major regional bank. There is a McDonald’s and a Payless Shoe Source. If there was a strict scale to measure gentrification (not entirely based on the amount of “corporate sponsorship,” I would posit that Pilsen is only 40% along the track.

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